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Studiemedel består av två delar:\n\n\n- **Studiebidrag**: En del av stödet som du inte behöver betala tillbaka.\n\n- **Studielån**: En del som du betalar tillbaka efter studierna till en låg ränta, en av de lägsta du hittar på den svenska lånemarknaden.\n\nBeloppen för bidrag och lån är desamma oavsett om du studerar i Sverige eller utomlands. Därutöver finns extra stöd att söka specifikt för utlandsstudier. Se aktuella belopp på [csn.se ](https://www.csn.se/bidrag-och-lan/utlandsstudier-med-studiemedel.html)eller [kontakta en EF-studievägledare](/cp/brochure/) för vägledning.\n\n\n##### Bidrag, lån, merkostnadslån och tilläggslån\n\nNär du studerar utomlands finns flera typer av CSN-stöd att kombinera. Här är vad de innebär.\n\n##### Studiebidrag\nEn fast bidragsdel som du inte betalar tillbaka. Beloppet är detsamma som om du studerade i Sverige.\n\n##### Studielån\nDen del av studiemedlet som du lånar och betalar tillbaka efter studierna. Räntan är en av de lägsta på marknaden. [Aktuell ränta hittar du på csn.se](https://www.csn.se/betala-tillbaka/betala-tillbaka-studielan/ranta-och-avgifter.html).\n\n##### Merkostnadslån för utlandsstudier\nEtt extra lån utöver det vanliga studiemedlet, avsett för de högre levnadskostnader som ofta kommer med utlandsstudier. Det betalas tillbaka tillsammans med övriga lån.\n\n##### Merkostnadslån för undervisningsavgift\nTäcker själva kursavgiften. Det finns ett maxtak per vecka som varierar beroende på om du läser på gymnasial eller eftergymnasial nivå. [Aktuella takbelopp finns på csn.se](https://www.csn.se/bidrag-och-lan/tillagg-till-studiestodet/for-studier-med-studiemedel/merkostnadslan.html).\n\n##### Merkostnadslån för resa och försäkring\nDu kan låna pengar till en tur- och returresa per termin och till en utlandsstudieförsäkring. Maxbeloppet varierar beroende på vilket land du studerar i.\n\n##### Tilläggslån (för dig som är 25 år eller äldre)\nOm du är minst 25 år och haft inkomst de senaste åren kan du ansöka om ett extra tilläggslån utöver det ordinarie studiemedlet. [Beloppet och kraven hittar du på csn.se](https://www.csn.se/bidrag-och-lan/tillagg-till-studiestodet/for-studier-med-studiemedel/tillaggslan.html).\n\nI många fall täcker dessa stödformer tillsammans kursavgift, boende, försäkring, resa och fickpengar under din tid utomlands. Hur mycket just du kan få beror på din situation. 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Det handlar i huvudsak om tre kategorier:\n\n##### Språkkurser utomlands\nKlassificeras av CSN som studier på gymnasial nivå. Du måste fylla minst 20 år det år du börjar (från 1 juli). Inom EU/EES och Schweiz måste studierna pågå minst 3 veckor på minst 50 procent. Utanför EU/EES krävs minst 13 veckor på heltid. För engelska språkkurser krävs minst nivå B1.2.\n\n##### Universitet och högskola utomlands\nRäknas som eftergymnasial nivå med en separat studiemedelspott. Du kan söka studiemedel för godkända lärosäten och program utomlands på samma sätt som i Sverige.\n\n##### High school och akademiska program\nEFs Academic Year Abroad och universitetsförberedande program har egna villkor. Kontakta EF för en bedömning av just din situation.\n\nEn viktig skillnad att känna till: språkstudier utomlands tas från den gymnasiala potten (upp till 80 veckor), inte den eftergymnasiala. 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content","_uid":"7a67dd3b-b32a-40bd-aaf6-23e22c71d2d8","content":[{"_uid":"7595d446-4c81-401e-9aed-037f5ca20c84","columns":[{"_uid":"4d3f9d68-7ecf-4bfc-812b-7f5caa06440c","m_size":"8","s_size":"12","content":[{"_uid":"530ec075-462d-48f2-bfba-6fd9f8dd35a4","content":"###### 1. Anmälan\nVälj destination, språk och kurslängd och reservera en plats på en av EFs skolor. Kontakta EF för information, vägledning eller ett personligt prisförslag.\n\n###### 2. CSN-ansökan\nNär din plats är säkrad hjälper din EF-studievägledare dig att fylla i CSN-ansökan korrekt och i tid. EF skickar de blanketter som du behöver signera och skicka in. Att söka studiemedel är enkelt med rätt vägledning.\n\n###### 3. Utbetalning\nEfter några veckor får du besked från CSN. Du vidarebefordrar beskedet till din EF-studievägledare som sätter upp en tydlig betalningsplan. Studiemedlet betalas ut månadsvis och du betalar av kursavgiften löpande under din tid utomlands.\n\n##### Grundläggande krav för CSN vid utlandsstudier\nFör att ha rätt till studiemedel behöver du uppfylla CSNs grundläggande krav:\n\n- Du kan söka studiemedel från och med 1 juli det år du fyller 20 år (för gymnasial nivå, till exempel språkkurser).\n- Du måste vara svensk medborgare eller uppfylla kraven för rätt till svenskt studiestöd enligt EU-rätten.\n- Du får inte ha oavklarade kurser som du tidigare fått CSN för.\n- Du får inte ha återkrav hos CSN.\n- Du måste ha veckor kvar i din studiemedelspott (gymnasial eller eftergymnasial).\n\nCSN beslutar alltid själva om du beviljas studiemedel och hur mycket. EF kan inte garantera ett visst beslut, men vi guidar dig genom ansökan och ser till att den skickas in korrekt. 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mycket CSN får man om man pluggar utomlands?","content":"Studiemedlet består av bidrag och lån och är detsamma oavsett om du studerar i Sverige eller utomlands. Utöver det kan du söka merkostnadslån för levnadskostnader, undervisningsavgift, resa och försäkring. Aktuella belopp hittar du på [csn.se](https://www.csn.se/bidrag-och-lan/utlandsstudier-med-studiemedel.html). Vill du veta vad som gäller för just din kurs och destination, [kontakta EF](/cp/brochure/) för ett personligt prisförslag.","component":"web-ui-accordion-item","text_size":"6"},{"as":"h2","_uid":"a92c276a-0e8c-4a53-aef4-ed193ba9a4a6","title":"Kan man få bidrag för att studera utomlands?","content":"Ja. Bidragsdelen av CSN-stödet betalas ut oavsett om du studerar i Sverige eller utomlands. Bidraget behöver du inte betala tillbaka.","component":"web-ui-accordion-item","text_size":"6"},{"as":"h2","_uid":"9982458f-6045-4fbc-9f4f-03a7d312b090","title":"Kan man få merkostnadslån från CSN för utlandsstudier?","content":"Ja. Merkostnadslånet är ett extra lån som täcker de högre levnadskostnader som utlandsstudier innebär. Det finns också merkostnadslån för undervisningsavgift, resa och försäkring. Se aktuella belopp och regler på [csn.se](https://www.csn.se/bidrag-och-lan/tillagg-till-studiestodet/for-studier-med-studiemedel/merkostnadslan.html).","component":"web-ui-accordion-item","text_size":"6"},{"as":"h2","_uid":"c45f90cb-28de-4d37-8eea-3dd20ca9a54d","title":"Måste man betala tillbaka CSN om man flyttar utomlands?","content":"Ja. Du måste betala tillbaka ditt CSN-lån även om du bosätter dig utomlands efter studierna. Det här är en av de vanligaste missuppfattningarna, så låt oss reda ut det.\n\n- CSN följer dig var du än bor. Återbetalningsplanen gäller oavsett land.\n- Du kan ansöka om nedsättning av årsbeloppet om du har låga inkomster i ditt nya land. CSN tar hänsyn till lönenivåerna lokalt.\n- Anmäl alltid ny adress till CSN när du flyttar utomlands, annars kan du missa utskick och få onödiga påminnelseavgifter.\n- Återbetalningen påbörjas tidigast sex månader efter att du senast haft studiemedel, alltid från ett nytt årsskifte.\n\nRäntan på CSN-lånet är en av de lägsta du hittar, vilket gör det till ett av de förmånligaste sätten att finansiera utlandsstudier. Se aktuell ränta på [csn.se](https://www.csn.se/betala-tillbaka/betala-tillbaka-studielan.html).","component":"web-ui-accordion-item","text_size":"6"},{"as":"h2","_uid":"5e4eb99a-eea2-45cb-9eb5-01e84d365d75","title":"I vilka länder kan man plugga gratis?","content":"Att studera utomlands \"gratis\" låter lockande, men det är värt att förstå vad det faktiskt innebär. Inget land är helt gratis att studera i, eftersom du alltid behöver pengar till boende, mat, försäkring och resa. 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Se aktuellt fribelopp på [csn.se](https://www.csn.se/fragor-och-svar/hur-stor-inkomst-far-jag-ha-nar-jag-studerar-med-studiemedel/inkomst-och-fribelopp.html).","component":"web-ui-accordion-item","text_size":"6"},{"as":"h2","_uid":"e252f7c8-6c83-4b99-8fb3-0139fd1de22d","title":"Hur lång tid tar det att få besked från CSN?","content":"Normalt 2 till 6 veckor från det att ansökan är komplett. Ansök i god tid, gärna 2 till 3 månader innan studiestart. EF hjälper dig att se till att allt skickas in rätt och i tid.","component":"web-ui-accordion-item","text_size":"6"},{"as":"h2","_uid":"da16f3b5-40e2-4e92-8b3d-3f1f847dc69f","title":"Vad gör jag om CSN avslår min ansökan?","content":"Du kan begära omprövning av beslutet hos CSN. Din EF-studievägledare kan hjälpa dig att förstå vad som hände och vad du kan göra härnäst. 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Studiemedel består av två delar:\n\n\n- **Studiebidrag**: En del av stödet som du inte behöver betala tillbaka.\n\n- **Studielån**: En del som du betalar tillbaka efter studierna till en låg ränta, en av de lägsta du hittar på den svenska lånemarknaden.\n\nBeloppen för bidrag och lån är desamma oavsett om du studerar i Sverige eller utomlands. Därutöver finns extra stöd att söka specifikt för utlandsstudier. Se aktuella belopp på [csn.se ](https://www.csn.se/bidrag-och-lan/utlandsstudier-med-studiemedel.html)eller [kontakta en EF-studievägledare](/cp/brochure/) för vägledning.\n\n\n##### Bidrag, lån, merkostnadslån och tilläggslån\n\nNär du studerar utomlands finns flera typer av CSN-stöd att kombinera. Här är vad de innebär.\n\n##### Studiebidrag\nEn fast bidragsdel som du inte betalar tillbaka. Beloppet är detsamma som om du studerade i Sverige.\n\n##### Studielån\nDen del av studiemedlet som du lånar och betalar tillbaka efter studierna. Räntan är en av de lägsta på marknaden. [Aktuell ränta hittar du på csn.se](https://www.csn.se/betala-tillbaka/betala-tillbaka-studielan/ranta-och-avgifter.html).\n\n##### Merkostnadslån för utlandsstudier\nEtt extra lån utöver det vanliga studiemedlet, avsett för de högre levnadskostnader som ofta kommer med utlandsstudier. Det betalas tillbaka tillsammans med övriga lån.\n\n##### Merkostnadslån för undervisningsavgift\nTäcker själva kursavgiften. Det finns ett maxtak per vecka som varierar beroende på om du läser på gymnasial eller eftergymnasial nivå. [Aktuella takbelopp finns på csn.se](https://www.csn.se/bidrag-och-lan/tillagg-till-studiestodet/for-studier-med-studiemedel/merkostnadslan.html).\n\n##### Merkostnadslån för resa och försäkring\nDu kan låna pengar till en tur- och returresa per termin och till en utlandsstudieförsäkring. Maxbeloppet varierar beroende på vilket land du studerar i.\n\n##### Tilläggslån (för dig som är 25 år eller äldre)\nOm du är minst 25 år och haft inkomst de senaste åren kan du ansöka om ett extra tilläggslån utöver det ordinarie studiemedlet. [Beloppet och kraven hittar du på csn.se](https://www.csn.se/bidrag-och-lan/tillagg-till-studiestodet/for-studier-med-studiemedel/tillaggslan.html).\n\nI många fall täcker dessa stödformer tillsammans kursavgift, boende, försäkring, resa och fickpengar under din tid utomlands. Hur mycket just du kan få beror på din situation. 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content","_uid":"7a67dd3b-b32a-40bd-aaf6-23e22c71d2d8","content":[{"_uid":"7595d446-4c81-401e-9aed-037f5ca20c84","columns":[{"_uid":"4d3f9d68-7ecf-4bfc-812b-7f5caa06440c","m_size":"8","s_size":"12","content":[{"_uid":"530ec075-462d-48f2-bfba-6fd9f8dd35a4","content":"###### 1. Anmälan\nVälj destination, språk och kurslängd och reservera en plats på en av EFs skolor. Kontakta EF för information, vägledning eller ett personligt prisförslag.\n\n###### 2. CSN-ansökan\nNär din plats är säkrad hjälper din EF-studievägledare dig att fylla i CSN-ansökan korrekt och i tid. EF skickar de blanketter som du behöver signera och skicka in. Att söka studiemedel är enkelt med rätt vägledning.\n\n###### 3. Utbetalning\nEfter några veckor får du besked från CSN. Du vidarebefordrar beskedet till din EF-studievägledare som sätter upp en tydlig betalningsplan. Studiemedlet betalas ut månadsvis och du betalar av kursavgiften löpande under din tid utomlands.\n\n##### Grundläggande krav för CSN vid utlandsstudier\nFör att ha rätt till studiemedel behöver du uppfylla CSNs grundläggande krav:\n\n- Du kan söka studiemedel från och med 1 juli det år du fyller 20 år (för gymnasial nivå, till exempel språkkurser).\n- Du måste vara svensk medborgare eller uppfylla kraven för rätt till svenskt studiestöd enligt EU-rätten.\n- Du får inte ha oavklarade kurser som du tidigare fått CSN för.\n- Du får inte ha återkrav hos CSN.\n- Du måste ha veckor kvar i din studiemedelspott (gymnasial eller eftergymnasial).\n\nCSN beslutar alltid själva om du beviljas studiemedel och hur mycket. EF kan inte garantera ett visst beslut, men vi guidar dig genom ansökan och ser till att den skickas in korrekt. 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mycket CSN får man om man pluggar utomlands?","content":"Studiemedlet består av bidrag och lån och är detsamma oavsett om du studerar i Sverige eller utomlands. Utöver det kan du söka merkostnadslån för levnadskostnader, undervisningsavgift, resa och försäkring. Aktuella belopp hittar du på [csn.se](https://www.csn.se/bidrag-och-lan/utlandsstudier-med-studiemedel.html). Vill du veta vad som gäller för just din kurs och destination, [kontakta EF](/cp/brochure/) för ett personligt prisförslag.","component":"web-ui-accordion-item","text_size":"6"},{"as":"h2","_uid":"a92c276a-0e8c-4a53-aef4-ed193ba9a4a6","title":"Kan man få bidrag för att studera utomlands?","content":"Ja. Bidragsdelen av CSN-stödet betalas ut oavsett om du studerar i Sverige eller utomlands. Bidraget behöver du inte betala tillbaka.","component":"web-ui-accordion-item","text_size":"6"},{"as":"h2","_uid":"9982458f-6045-4fbc-9f4f-03a7d312b090","title":"Kan man få merkostnadslån från CSN för utlandsstudier?","content":"Ja. Merkostnadslånet är ett extra lån som täcker de högre levnadskostnader som utlandsstudier innebär. Det finns också merkostnadslån för undervisningsavgift, resa och försäkring. Se aktuella belopp och regler på [csn.se](https://www.csn.se/bidrag-och-lan/tillagg-till-studiestodet/for-studier-med-studiemedel/merkostnadslan.html).","component":"web-ui-accordion-item","text_size":"6"},{"as":"h2","_uid":"c45f90cb-28de-4d37-8eea-3dd20ca9a54d","title":"Måste man betala tillbaka CSN om man flyttar utomlands?","content":"Ja. Du måste betala tillbaka ditt CSN-lån även om du bosätter dig utomlands efter studierna. Det här är en av de vanligaste missuppfattningarna, så låt oss reda ut det.\n\n- CSN följer dig var du än bor. Återbetalningsplanen gäller oavsett land.\n- Du kan ansöka om nedsättning av årsbeloppet om du har låga inkomster i ditt nya land. CSN tar hänsyn till lönenivåerna lokalt.\n- Anmäl alltid ny adress till CSN när du flyttar utomlands, annars kan du missa utskick och få onödiga påminnelseavgifter.\n- Återbetalningen påbörjas tidigast sex månader efter att du senast haft studiemedel, alltid från ett nytt årsskifte.\n\nRäntan på CSN-lånet är en av de lägsta du hittar, vilket gör det till ett av de förmånligaste sätten att finansiera utlandsstudier. Se aktuell ränta på [csn.se](https://www.csn.se/betala-tillbaka/betala-tillbaka-studielan.html).","component":"web-ui-accordion-item","text_size":"6"},{"as":"h2","_uid":"5e4eb99a-eea2-45cb-9eb5-01e84d365d75","title":"I vilka länder kan man plugga gratis?","content":"Att studera utomlands \"gratis\" låter lockande, men det är värt att förstå vad det faktiskt innebär. Inget land är helt gratis att studera i, eftersom du alltid behöver pengar till boende, mat, försäkring och resa. 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Se aktuellt fribelopp på [csn.se](https://www.csn.se/fragor-och-svar/hur-stor-inkomst-far-jag-ha-nar-jag-studerar-med-studiemedel/inkomst-och-fribelopp.html).","component":"web-ui-accordion-item","text_size":"6"},{"as":"h2","_uid":"e252f7c8-6c83-4b99-8fb3-0139fd1de22d","title":"Hur lång tid tar det att få besked från CSN?","content":"Normalt 2 till 6 veckor från det att ansökan är komplett. Ansök i god tid, gärna 2 till 3 månader innan studiestart. EF hjälper dig att se till att allt skickas in rätt och i tid.","component":"web-ui-accordion-item","text_size":"6"},{"as":"h2","_uid":"da16f3b5-40e2-4e92-8b3d-3f1f847dc69f","title":"Vad gör jag om CSN avslår min ansökan?","content":"Du kan begära omprövning av beslutet hos CSN. Din EF-studievägledare kan hjälpa dig att förstå vad som hände och vad du kan göra härnäst. 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